Denied Disability Claims Hurts Victims

Denied disability claims may add insult to injury. A person who is dealing with broken legs, cancer, or neurological damage may qualify for long term disability. He or she may even have an insurance policy covering such an event; however that does not guarantee the claim will be approved. At the end of the day, an insurance company has the final say on whether or not a person receives disability, so it’s important to know what insurance companies are looking at when determining the issues of a claim.

The Impact of When Claims are Denied

An approved claim means help with the medical bills, grocery list, and other living expenses. Denied disability claims means dealing with all the aforementioned tasks without the ability to work and gain an income. Insurance companies will be reviewing doctor referrals, specialist testimony, and the specifics of a person’s injuries.

The insurance company may decide that there is in fact a claim, but not for the long term. For a disability claim to be long term, a person has to be unable to work for an extended period of time, not just a few weeks.

Having Help Fighting Insurance Companies

Sometimes, it helps to have an extra hand or two when dealing with the big, bad insurance companies. The paperwork alone can be daunting, not to mention the deadlines. Talking the matter over with a lawyer can end up saving both time and money.

With the deadlines to file a claim, it is important to contact a lawyer sooner rather than later. Typically, people wait until after they have been denied to speak with a lawyer, but you do not have to wait. Denied disability claims do not have to be the end of the road for a person dealing with a disability. Contact a lawyer today.